would it be possible to make the stripe module use
"automatic_payment_methods[enabled]"=true
instead of explicitly forcing a card payment?
This would allow the client to select the available options such as BACS transfers ect that have been activated on stipes dashboard end.
see here for refernace https://stripe.com/docs/payments/bacs-debit/accept-a-payment?platform=web#automatic-payment-methods