In my humble opinion, I believe that cryptocurrencies will be the future of online payments.
On local payments and in person, their future is not yet clear, at least for me. Many debit card providers backed by crypto currencies stopped offering their services outside the European Union, I had 2 prepaid bitcoin cards, which were cancelled. Also, in some countries (such as Colombia) the crypto currencies they are completely prohibited.
I had 1 BTC about a year ago that I got as payment for a job, when 1 BTC was still about $500. I regret spending it, today I had about $10K
Although I like the world of cryptocurrencies and personally believe that revolutionize the way money is moved around the world, on the other hand, this caused the price increases and the shortage of video cards, which my gamer side regrets a lot.